Last updated: September 22, 2026
OptiVal Advisory (“OptiVal,” “we,” “us” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain and protect personal information when you visit opti-val.ca, contact us, purchase a digital product or engage our services.
Information we collect
We may collect information you provide directly, including your name, business email, telephone number, company, service interests, messages, billing information and files or business records you choose to provide. We may also collect limited technical information such as IP address, browser type, device information, pages viewed, referral source, cookies and analytics data.
How we use information
We use personal information to respond to inquiries; provide accounting, advisory, staffing, back-office, funding and digital-product services; process purchases; communicate about an engagement; maintain security; improve our website; meet professional, contractual and legal obligations; and send marketing communications where permitted. You may unsubscribe from marketing messages at any time.
Service providers and processing outside Canada
We may use employees, contractors and service providers—including members of our delivery team outside Canada—to support our operations and deliver services. Personal information may therefore be accessed, stored or processed in Canada, Pakistan, the United States or other jurisdictions where our providers operate. Information processed outside Canada may be subject to the laws and lawful-access requirements of those jurisdictions.
We remain responsible for personal information under our control and use contractual, access-control, confidentiality, security and oversight measures appropriate to the sensitivity of the information. We disclose only the information reasonably required for the relevant purpose.
Consent and disclosure
We collect, use and disclose personal information with consent or as otherwise permitted or required by law. We may disclose information to payment processors, hosting and cloud providers, analytics providers, professional advisers, regulators or law-enforcement authorities where legally required. We do not sell personal information.
Retention and security
We retain personal information only as long as reasonably necessary for the purposes described above and to satisfy legal, tax, accounting, professional and contractual requirements. We use administrative, technical and physical safeguards designed to protect information, but no online system can be guaranteed completely secure.
Cookies and analytics
Our website may use essential cookies and, subject to applicable consent requirements, analytics or marketing technologies. You can manage non-essential cookies through the site’s consent tools and your browser settings.
Your choices and rights
Subject to applicable law, you may request access to or correction of your personal information, withdraw consent where consent is the legal basis for processing, or ask questions about our privacy practices. Withdrawing consent may limit our ability to provide some services.
Contact us
For privacy questions or requests, contact OptiVal Advisory at info@opti-val.ca, +1 647-947-2227, or 735 Twain Avenue, Mississauga, Ontario, L5W 1X1, Canada.
Changes to this policy
We may update this policy from time to time. The updated version will be posted on this page with a revised “Last updated” date.
This operational policy should be reviewed periodically and does not replace advice from qualified privacy counsel.